The end of the year is almost upon us, and it is time to start organising your holiday plans.
As always, this month’s newsletter is packed with interesting articles from our contributors, specials, and new businesses. Remember to enter the competitions which includes great prizes from our generous sponsors. Do also have a “peep” at the many properties for sale from Norgarb Properties.
We hope that you enjoy the newsletter, and remember to send us feedback as we do enjoy hearing from you.
![Competition Winners](https://harfield-village.co.za/wp-content/uploads/2021/07/367c7ff0be64a33bc19bb492_560x226-300x121.jpg)
Norgarb Properties congratulates our October 2022 winners. They are:
– Stephni van der Merwe from Harfield Village receives a free eye test to the value of R480 from Spectacle Warehouse.
– Ursula Dawn Watson from Claremont receives 3 Trial Music Lessons to the value of R540 from Make Musical Melodies With Eily.
![Monthly Competition](https://harfield-village.co.za/wp-content/uploads/2021/07/c7845aa4451c313a75db66a5_560x226-300x121.jpg)
WIN AN EYE TEST VALUED AT R480
We thank Spectacle Warehouse once again, for offering a prize to one lucky winner. An eye test valued at R480!
Spectacle Warehouse is an optical store providing eye care and eye-wear essentials.
* Vouchers can be redeemed any day of the week, excluding Tuesdays and Wednesdays. Please book your appointment in advance.
The draw takes place on 21 November 2022.
Should you experience any problem by clicking the button above, please click here: https://harfield-village.us11.list-manage.com/subscribe?u=20dbf746e17e4a12ee7f46250&id=827302a110
Winners will be announced via email as well as on our Facebook page and mentioned again in our next newsletter.
Good Luck!
![Feature Articles](https://harfield-village.co.za/wp-content/uploads/2021/07/69064ddebddbebbc19b65b08_560x226-300x121.jpg)
BREACH VERSUS TERMINATION
There is a stark difference between the defaulting party breaching an agreement which results in the cancellation of the agreement and the termination of an agreement by either of the parties.
STBB explains more. See it here.
What questions do you have for STBB?
NOVEMBER 2022 IN THE GARDEN
Hi Harfielders,
The temperatures are warming and it’s clear that Spring is here! Time to get planting if you haven’t yet begun.
Patchwork shares what’s in season. See it here.
CHRISTMAS KIOSK
Can you hear the sleigh bells ringing? That’s right, it’s time to get into the Christmas spirit already!
ARO and several other charities will, once again, be selling Christmas Cards, Cakes and Gifts at Constantia Village. Find out more here.
![Christmas Kiosk ARO](https://harfield-village.co.za/wp-content/uploads/2022/11/Christmas-Kiosk-ARO-212x300.jpg)
MANAGE YOUR BOND AS INTEREST RATES RISE
Affordability is always your main consideration when you buy and own a home, regardless of whether interest rates are going up or down.
If you have a bond, be realistic about your monthly expenses and cut back on unnecessary costs.
BetterBond explains more. See it here.
OGGI IN NOVEMBER
How lucky we are to have a collection of swim & gymwear right on our doorstep. Pop-in at Oggi Activewear and have a look at the easy-wear collections for all ages, shapes and sizes.
Outdoor family fun in November includes the International Kite Festival in Muizenberg. It is awesome for the whole family to participate in or try a sunrise swim at one of the many tidal pools.
![Oggi Advert](https://harfield-village.co.za/wp-content/uploads/2022/11/Oggi-Advert-300x300.png)
YOUR NEIGHBOURHOOD WATCH NEEDS YOU!
Har-Lyn needs more daytime patrollers, a task ideal for retirees or those who work from home and want to be proactive regarding crime.
Night patrols need more patrollers too, but our day patrols have a few gaps that need filling rather soon.
Click here for the rquirements and more information.
![Updated Businesses](https://harfield-village.co.za/wp-content/uploads/2021/07/Updated-Businesses-300x121.jpg)
![Upcoming Events](https://harfield-village.co.za/wp-content/uploads/2021/07/Upcoming-Events-300x121.jpg)
![](https://harfield-village.co.za/wp-content/uploads/2022/11/AGM-211x300.jpg)
![Upcoming Events Cape Town](https://harfield-village.co.za/wp-content/uploads/2022/07/Upcoming-Events-Cape-Town-300x300.png)
6 November 2022: Sea Point
26 November 2022: GrandWest Casino
2 Nov – 6 Nov 2022: Baxter Theatre
20 November 2022: Cape Town Cricket Club
![For the Kids](https://harfield-village.co.za/wp-content/uploads/2021/07/For-the-Kids-300x121.jpg)
12 November 2022: Glencairn
26 November 2022: Costa Da Gama
6 November 2022: Newlands
13 November 2022: CTICC
![Upcoming Events Kids1](https://harfield-village.co.za/wp-content/uploads/2022/07/Upcoming-Events-Kids1-300x300.png)
![Out of Town](https://harfield-village.co.za/wp-content/uploads/2021/07/Out-of-Town-300x121.jpg)
![](https://harfield-village.co.za/wp-content/uploads/2022/07/Upcoming-Events-Out-of-Town-300x300.png)
5 November 2022: Stellenbosch
5 November 2022: Stellenbosch
25 November 2022: Botriver
12 November 2022: Porterville
![Classifieds-header](https://harfield-village.co.za/wp-content/uploads/2020/03/42e517cf2cd1102f5fea388f_560x226-300x121.jpg)
![Principals Pen](https://harfield-village.co.za/wp-content/uploads/2021/07/Principals-Pen-300x121.jpg)
Your home may be in a good condition and well built, yet clutter will create the perception of chaos, confusion and disorder. When buyers see clutter, they may assume that your home has been neglected, with more to fix than is really necessary, if at all. This perception could undermine your home’s market value.
Contact Lew Norgarb today to receive your free report entitled ‘7 Steps to Declutter Your Home for Sale’.
Have a look at the latest properties Lew Norgarb and the Norgarb Properties Team have on their books.
Unique Opportunity – Character Home + Cottage + Restaurant In A Prime Location
R6 995 000
![](https://harfield-village.co.za/wp-content/uploads/2021/07/7676d154692d108ec2d49c8a_1200x400-1024x341.png)
If you would like to know what your property is worth or are thinking of selling please feel free to contact us for a free valuation with no obligations at all.
Office Tel: 021 674 1120 / 082 297 2970
Lew Norgarb: Harfield Village – 082 894 1004 or info@norgarb.co.za
Lyn Staples: Kenilworth/ Claremont Village – 082 846 0739 or lyn@norgarb.co.za
Andre Ter Morshuizen: Claremont/ Lynfrae/ Plumstead – 082 602 1367 or andre@norgarb.co.za
THIS MONTH IS:
- Disability Rights Awareness Month.
IMPORTANT DATES TO REMEMBER:
– 14 November: World Diabetes Day.
– 21 November: World Remembrance Day for Victims of Road Accidents.
– 25 Nov – 10 Dec: 16 Days of Activism for No Violence Against Women and Children.
– 21 November: World Remembrance Day for Victims of Road Accidents.
– 25 Nov – 10 Dec: 16 Days of Activism for No Violence Against Women and Children.
![](https://harfield-village.co.za/wp-content/uploads/2022/11/np.jpg)
![](https://harfield-village.co.za/wp-content/uploads/2022/11/np2.jpg)
![](https://harfield-village.co.za/wp-content/uploads/2022/11/np3.png)
Remember to like our Facebook page! We have well over 2,600 fans and our posts are very regular.
![](https://harfield-village.co.za/wp-content/uploads/2021/07/11_11_2013_03.jpg)